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Cost

Coverage | Out-of-Pocket | Indirect Costs

Out-Of-Pocket Healh Care Costs

A recent Partnership for Solutions study (Projection of Chronic Illness Prevalence and Cost Inflation, October 2000) measured the out-of-pocket costs paid in the year 2000 by patients with one or more chronic conditions:

  • Hospital services: $14.3 billion
  • Physician services: $44.4 billion
  • Home health services: $7.2 billion (private insurance costs for this service equal $3.9 billion, and Medicare costs $10.3 billion)
  • Prescription drugs: $30.6 billion (private insurance: $62.2 billion; Medicare: $1.9 billion)
  • Nursing home care: $29.4 (private insurance: $4.5 billion; Medicare: $10.6 billion)

Out-of-pocket spending increases with age. While people under the age of 65 spend about 8% of their income on out-of-pocket health expenditures, those over age 80 spend 25%.

Check out Health Affairs latest issue on Chronic Illness in America.

Changing The Chronic Care System To Meet People’s Needs

[Download]

Out-Of-Pocket Medical Spending For Care Of Chronic Conditions
Presents information about the personal health care spending of people with chronic conditions by type of insurance coverage and number of chronic conditions.

[Download]

Out-of-Pocket Spending: People with Chronic Conditions Spend Up to Five Times More for Health Care
Presents information about the personal health care spending of people with chronic conditions by type of insurance coverage and number of chronic conditions.

[Download]




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